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Why are refinance mortgage rates higher than mortgage rates. – There are many factors that determine mortgage rates including loan type, mortgage program, lender and loan purpose. In the past, refinance rates may have been higher than purchase rates but more recently, mortgage rates for both types of loans have been approximately the same.

Tax Implications Cash Out refinance rental property Tax Implications When You Refinance Rental Property. Refinancing an investment property can have certain tax implications. It’s important to consult with a tax expert to make sure you know what they are. In general, after you refinance an investment property, your interest rate is lower so you’re paying less interest.

Mortgage Refinance Lenders. but they come with the risk of higher interest rates in the future. You could end up paying a lot more with an ARM than you would with a fixed-rate mortgage if rates increase significantly. Many ARMs start at a low teaser rate to make them enticing, but later the.

Applications to refinance. a three-year high of 2,742.9 in the period ended Aug. 9, according to a Mortgage Bankers.

wells fargo current mortgage refinance rates Complete HARP Refinance Rates & Guidelines. Tim Lucas. As HARP gets repealed, then, this new high-LTV refinance will take its place.

Rise in mostly all components led to higher expenses. Efficiency ratio was 55.8% compared with 58.4% recorded in the.

“The truth is that while many factors relating to an individual’s case can affect processing times, waits are often due to.