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  1. – Qualifying for an FHA Loan.. To qualify for a FHA loan, you will need to have at least one line of credit and generally speaking a minimum credit score of 580. Depending upon circumstances, some lenders will allow for a 600 credit score.

    Fha Loan Vs Should I Get an FHA or Conventional Loan? | Credit.com – FHA Loan vs. Conventional Loan. The key to deciding which loan you should get is understanding the characteristics of both programs and how they relate to your financial situation. You may be a.