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HOUSTON (AP) – Latinos and African-Americans in five texas metro areas, including San Antonio, were more likely to be denied a conventional mortgage loan when compared to non-Hispanic whites,

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But an analysis of more than 130 million home loans made over the past decade. and that’s why people had to use subprime loans," says Kevin Gillen, a research fellow at the Wharton School of.

Latinos and African-Americans in five Texas metro areas were more likely to be denied a conventional mortgage loan when compared with non-Hispanic whites, according to a new analysis. The review of.

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You won’t pay the loan originator’s fee directly because it’s embedded in the price of the mortgage. Even so, it’s a good question to ask, according to Jack Guttentag, a professor emeritus of finance.