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All advertised fixed and adjustable mortgage rates are based on loans with the following criteria: $200,000 loan amount 80% LTV (or a 20% downpayment) 0-2 points Borrower with excellent credit (740+).

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The company also passed Bank of America in total loan volume. The next-largest wholesale lender behind United Wholesale was Texas-based Caliber Home Loans Inc. at $11.8 billion in volume. "Finishing.