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Eligibility – Welcome to the USDA Income and Property Eligibility Site.. the home to be purchased must be located in an eligible rural area as defined by USDA. To learn more about USDA home loan programs and how to apply for a USDA loan, click on one of the USDA loan program links above and then select the.

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Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. interest rate and program terms are subject to change without notice. Mortgage, Home Equity and Credit products are offered through U.S. Bank National Association.

Single Family Housing Direct Home Loans in Texas | USDA Rural. – Effective March 1, 2019, the current interest rate for Single Family Housing Direct Home Loans is 3.50% for low and very low income borrowers. Contacts Texas USDA Rural Development