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Auto Loans for First-time Buyers. Get on the road to building a good credit rating and get a new car with nusenda credit union’s auto loans for first-time buyers. If you’re age 18 or older and you’ve never had an auto loan in your name, you can participate in our First-time Auto Buyer Program.

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Are FHA loans only for a first time home buyer? No, FHA loans are available for repeat home buyers. In fact, FHA loans for second time home buyers are very common, as well as for people buying a home for the third, fourth or fifth time, etc. You can not have more more than one FHA loan at a time though.. Credit Rating: Excellent Good Fair Poor.

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 · Mortgage Programs Accepted With First Time Home Buyer Grants. The First Time Home Buyer Grants only cover down payment, and closing costs. You can use the grants for any type of mortgage loan, and each mortgage program has it’s own “quirks” or requirements. So again, you can use First Time Home Buyer Grants to get a FHA Mortgage, USDA.