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The Indiana Housing and Community Development Authority (IHCDA) offers first time buyer home loans including down payment assistance to eligible borrowers for up to 4% the home sale price. The down payment is facilitated through a second mortgage which requires no payments, including interest.
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Indiana Grants for Home Buying. To begin with, the State of Indiana does not offer an Indiana first time home buyer grant program for its residents. However, the State of Indiana does maintain a program which offers assistance for the down payment. It is called the First Home/PLUS. If eligible for this program, you will receive a zero interest loan.
VA Home Loans are provided by private lenders, such as banks and mortgage. You don't have to be a first-time home buyer; You can reuse the benefit.
First Time Home Buyer – Down Payment Assistance Programs Down Payment Assistance Programs (DPA) Through the Homeownership Opportunity Network(HON), the primary objective of the First Time Homebuyer Program is to improve and revitalize neighborhoods, restore function, character and pride by providing homeownership opportunities.
Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list of Do’s and Don’ts to keep in mind throughout the [.]
Indiana First-Time home buyer programs of 2018. The Indiana Housing and Community Development Authority, or IHCDA, offers mortgage programs for qualified first-time home buyers. You’re considered a first-time buyer if you have not owned your primary residence in the last three years. The requirement to be a first-time home buyer is waived.
The state of Indiana and community leadership in the many townships, and cities throughout the state understand the importance of home ownership in the building of more stable communities. For the first time home buyer Indiana has a lot to offer by way of incentives, programs, and grants to help you.