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How Commercial Real Estate Loan Rates Work. Commercial real estate loans are collateralized by commercial property, so these loans typically have lower rates than other types of business loans. In general, commercial real estate loan rates are affected by four factors:

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How to Get a Commercial Real Estate Loan: What Do Lenders. – How to Get a Commercial Real Estate Loan. Commercial real estate loans are generally used to purchase or renovate commercial property. Lenders usually require that the property be owner-occupied, meaning that your business will have to occupy at least 51% of the building.

Financing for investment property is available. If you’re looking to invest in real estate, use these tips to find an investment property loan.